Tailored Asset Allocation
The webpage on asset allocation is general
information. What we do is interview you to determine what your specific
financial profile is. That is, we look at your current financial situation, your
assets, and liabilities, we calculate your net worth, estimate your cash
flow, and we determine your tolerance to risk. Then considering your time
horizon, we build a specific asset allocation that incorporates your financial
profile and your desired goals. There is no "cookie cutter" approach, where one
asset allocation is good for everybody.
However, there are some general models we follow
and then tailor fit them to your personal profile. These models were
developed by Ibbotson's and under an arrangement with Deutsche Asset Management,
we use them as a starting point with our clients. These are then tailored
to our client's individual financial profile.
